Credit counsellors can guide you out of debt, but you still have to pay up the loan. The Insolvency & Bankruptcy Code has provisions for individual bankruptcy, but they have not been notified
Job losses are tough to deal with as your regular income stops. But some smart moves can help you sail through. Whatever you do, do not stop your EMIs. And don’t touch your EPF and PPF.
The fifth edition of the India Protection Quotient Survey by Max Life Insurance covered 4,610 respondents across the offline and digital categories. On a scale of 0 to 100, the degree to which Indians feel protected from future uncertainties has increased four points from 2020 to 43 now.
How to avoid rejections on your credit card applications: try BNPL cards instead. Below is a guide to the most popular BNPL cards
Although he heads equity fund investments at Nippon MF, Bhan has been tracking debt funds closely due to high interest rates. If economic conditions turn favourable again, equities might do better, he says.
Strap: Individual taxpayers also expect finance minister Nirmala Sitharaman to raise section 80C limits
There are many who want to write a Will but do not do so because of the cumbersome data-gathering exercise involved. Here’s how you can overcome that inertia and go about it
The e-passbook facility provided by the Employees’ Provident Fund Organisation is a popular one where subscribers can check monthly contributions being by their employers as well as employee contribution and their overall EPF balance.
Multiple financial advisors may help you get diversified views, but unless they talk to one another, you may end up having duplicate investment products across multiple portfolios, doing similar things. Sometimes, specialists help.S
Interest rates range from 9 to 10.45%, with tenures from 2 years to 10 years on Edelweiss Financial Services’ non-convertible debentures. For those seeking a fixed and regular income, NCDs are good, but most, including this one from Edelweiss, comes with some credit risk.